Financial Consulting Services

Your business, supported by a senior financial expert through our business advisory packages — every month. Running a business means making constant decisions — financial, operational, administrative, and strategic. Most SME owners make these decisions alone, without access to experienced advice. The result is costly mistakes, missed opportunities, and financial surprises that could have been avoided. MKA's Advisory Package provides ongoing access to senior financial and operational expertise on a flexible monthly or quarterly basis — without the overhead of hiring full-time staff. What the Advisory Package includes: monthly or quarterly financial review and performance discussion, cash flow monitoring and early warning on financial risks, budget preparation, tracking, and variance analysis, review of management accounts and financial reporting, HR and administrative guidance as needed, internal controls and process improvement recommendations, and priority access to MKA for questions, reviews, and decisions between sessions. Additionally, one Business Health Check per year is included. We offer three package tiers — Essential, Growth, and Premium — designed to match the size, complexity, and budget of your business. Each package is scoped during your free initial consultation so you only pay for what you actually need. This is perfect for business owners who want trusted CFO services without committing to a full-time hire, companies that have reached a stage where informal financial management is no longer enough, and SMEs preparing for growth, expansion, or external investment. Think of it as having a senior financial director — available when you need one, at a fraction of the cost, while also ensuring robust policy and procedures are in place.

Build the operational backbone your business needs to scale with our business advisory packages. A business without documented policies and procedures depends entirely on people remembering what to do. When a key employee leaves, when an auditor arrives, or when your team grows beyond a handful of people — the absence of clear processes becomes costly very quickly. MKA designs and documents practical, tailored policies and procedures that bring structure, consistency, and accountability to your operations. What we deliver includes: finance policies — payment approvals, expense management, petty cash, and asset controls; HR policies — attendance, leave, performance management, and disciplinary procedures; procurement and vendor management procedures; administrative and operations SOPs tailored to your workflow; internal control frameworks aligned with your business size and risk level; bilingual documentation — Arabic and English — where required; and audit-ready formatting that meets regulatory and compliance standards. Our approach involves providing tailored CFO services rather than generic templates. Every policy we write is built around how your business actually operates — your team, your processes, your industry, and your regulatory environment. The result is documentation your team will actually use, not a manual that sits in a drawer. Who this is for: businesses preparing for audit, due diligence, or ISO certification; companies that have grown quickly and need to formalize their operations; startups building their foundations correctly from Day 1; and any business owner who wants to reduce operational risk and dependency on key individuals.

The financial leadership your business needs — without the full-time cost. Most small and medium businesses cannot afford a full-time CFO. However, they still face the same financial decisions, risks, and pressures that large companies do. This is where MKA's CFO services come into play. Our CFO services provide you access to senior-level financial expertise on a flexible basis — monthly, quarterly, or project-based — tailored to the size and stage of your business. What we do as your outsourced CFO includes: reviewing and interpreting your financial statements so you actually understand your numbers, building budgets, forecasts, and cash flow plans that reflect reality — not guesswork, and identifying where money is leaking and where profitability can improve. We also oversee your accounting team to ensure accuracy and accountability, prepare management reports for owners, investors, or board members, and support banking relationships, loan applications, and investor discussions. Additionally, we flag financial risks before they become costly problems and advise on pricing, cost structure, and business decisions with financial impact. Our business advisory packages are perfect for startups that have outgrown basic bookkeeping, SMEs preparing for growth, investment, or expansion, family businesses that need financial structure and control, and business owners who want a trusted financial voice without the commitment of a full-time hire. The result: You make better decisions, faster — with someone experienced sitting in your corner.

Strategic oversight and governance guidance tailored for your business leadership. Growing businesses often reach a stage where daily decisions are insufficient — they require structured thinking at the board level. Whether you have a formal board of directors or a small leadership team making critical decisions, having an experienced external advisor can enhance the quality of those decisions. MKA offers independent board advisory services, including business advisory packages, for SMEs, family businesses, and growing companies that seek stronger governance without the complexity of large corporate structures. Our role as your Board Advisor includes: an independent review of strategic decisions and business direction, financial governance oversight ensuring the right controls and reporting are in place, and risk identification at the leadership level before decisions are made. We also assist in the preparation and review of board reports, management accounts, and performance dashboards, along with guidance on business structure, ownership planning, and succession. Moreover, we provide a trusted second opinion on major investments, partnerships, or expansions and support during audits, due diligence processes, or investor reviews. Who can benefit from this? Family businesses transitioning to more structured governance, SMEs preparing for investment or partnership, and business owners seeking experienced, independent voices at the leadership level — individuals with no internal politics and no personal agenda, including access to CFO services and development of policy and procedures.

Build the people systems your business needs to grow without chaos. Most SMEs in the UAE manage HR informally — contracts that are unclear, policies that do not exist, and processes that depend entirely on one person's memory. This approach works until it does not. One dispute, one audit, or one key resignation can expose how fragile the foundation is. MKA helps you build the HR framework your business actually needs — practical, compliant, and proportionate to your size. Our business advisory packages include essential HR services such as: Employment contract review and drafting compliant with UAE Labour Law, development of HR policies and procedures covering attendance, leave, performance, and conduct, organizational structure design, and job description writing. We also provide payroll structure review and alignment with UAE regulations, employee onboarding and offboarding process design, and performance appraisal frameworks tailored to your team size. Our HR audit identifies gaps and compliance risks before they escalate into problems, and we offer guidance on hiring decisions for senior finance and accounting roles, including our CFO services. Who this is for: Startups building their first HR structure, SMEs that have grown quickly and need to formalize their people processes, and business owners facing specific HR challenges — a dispute, a resignation, or a hiring decision — who need experienced external guidance fast.

Know what your business is actually worth — before someone else tells you. Whether you are planning to sell, attract an investor, bring in a partner, or simply understand where you stand, knowing the true value of your business is not optional. It is the foundation of every major business decision. MKA provides independent, professionally prepared business valuations for SMEs across the UAE and Lebanon — using recognized valuation methodologies and delivered in a format that stands up to scrutiny. In addition to our business valuation services, we offer comprehensive business advisory packages that include CFO services tailored to your needs. When you need a business valuation: Selling your business fully or partially, bringing in an investor or silent partner, acquiring another business or being acquired, shareholder disputes or buyouts, bank financing or loan applications requiring asset valuation, estate planning or ownership transfer, and understanding your business worth as a strategic baseline. Our valuation approach: We apply internationally recognized valuation methods selected based on your business type and purpose — including the Income Approach, Market Approach, and Asset-Based Approach. Every valuation is supported by a clear, documented report explaining the methodology, assumptions, and conclusions, including the relevant policy and procedures. What you receive: A professionally prepared valuation report, a summary of methodology and key assumptions, sensitivity analysis showing value under different scenarios, and a clear number you can present to buyers, investors, or banks with confidence. Who this is for: Business owners considering a sale or acquisition in the next 1 to 3 years, investors evaluating a target company, and shareholders who need an independent assessment of business value for any legal, financial, or strategic purpose. You built this business. Know what it is worth.